The twenty-dollar bill is one of the most frequently used denominations in the United States, making it a prime target for counterfeiters. A 1985 twenty-dollar bill, while not particularly rare, can still fall victim to forgery. Knowing how to identify a genuine 1985 twenty is essential to protecting yourself from accepting fake currency. This guide will provide you with detailed information and practical techniques to authenticate your bill.
Understanding the Basics of US Currency Security
Before delving into the specifics of a 1985 twenty-dollar bill, let’s review some general security features found in U.S. currency. This foundational knowledge will help you understand why certain features are important for authentication.
Paper Composition: U.S. currency is not made of paper as we typically think of it. It is comprised of 75% cotton and 25% linen. This unique blend provides a distinct feel and durability.
Printing Process: The printing process involves intricate techniques, including intaglio printing, which creates raised printing that can be felt.
Federal Reserve System: Each bill features a Federal Reserve seal and letter indicating the issuing Federal Reserve Bank.
Serial Numbers: Every bill has a unique serial number, ensuring no two bills are exactly alike.
Portraits and Vignettes: The portraits and vignettes are finely detailed and precisely rendered.
Key Security Features of a 1985 $20 Bill
The 1985 series of twenty-dollar bills incorporates specific security features that are essential for authentication. Understanding these features is crucial for verifying the bill’s authenticity.
The Paper and Feel
The paper’s composition is the first line of defense. Counterfeiters often use commercially available paper, which lacks the unique cotton-linen blend.
How to Check:
Feel the Bill: A genuine bill will have a slightly rough, almost starched texture. This is due to the cotton-linen composition and the intaglio printing process.
Look at the Fibers: Hold the bill up to the light and examine it closely. You should see tiny red and blue fibers embedded in the paper. These are not printed on the surface, but integrated into the paper itself. Counterfeiters may attempt to replicate these with printed specks, but they will lack the depth and randomness of genuine fibers.
The Portrait of Andrew Jackson
Andrew Jackson’s portrait is a central feature of the twenty-dollar bill. The quality and detail of the portrait are critical indicators of authenticity.
How to Check:
Clarity and Detail: Examine the portrait closely. It should be sharp, clear, and well-defined. Counterfeit portraits often appear blurry, smudged, or have poorly defined details.
Intaglio Printing: The portrait is printed using intaglio printing, which creates raised ink. Run your fingertip across the portrait; you should feel a slight texture.
The Serial Numbers
Serial numbers are unique identifiers for each bill and provide a crucial layer of security.
How to Check:
Uniqueness: No two genuine bills of the same series have the same serial number.
Font and Spacing: The serial numbers should be evenly spaced and consistently printed. The font used is specific to U.S. currency. Counterfeit bills often have serial numbers with inconsistent spacing, incorrect fonts, or uneven inking.
Color and Alignment: The serial numbers should be the same color as the Treasury seal and the Federal Reserve seal. They should also be aligned properly on the bill.
The Treasury Seal and Federal Reserve Seal
The Treasury Seal and Federal Reserve Seal are important features that provide another layer of security.
How to Check:
Color: The Treasury Seal is a dark green color. The Federal Reserve Seal’s color corresponds to the issuing Federal Reserve Bank.
Clarity: The seals should be clear, sharp, and well-defined.
Intaglio Printing: Similar to the portrait, the seals are also printed using intaglio printing.
Federal Reserve Letter and Number: The Federal Reserve Seal contains a letter and number that correspond to the issuing Federal Reserve Bank. For example, “A1” indicates the Federal Reserve Bank of Boston.
The Border and Fine-Line Printing
The intricate border and fine-line printing on a genuine twenty-dollar bill are difficult for counterfeiters to replicate accurately.
How to Check:
Sharpness: The border should be sharp, clear, and unbroken. Counterfeit bills often have blurred or broken borders.
Fine Lines: Examine the fine lines in the border and other areas of the bill. These lines should be crisp and well-defined. Counterfeiters often struggle to reproduce these fine details accurately.
The Watermark and Security Thread (Absent in 1985 Series)
It’s important to note that the 1985 series of twenty-dollar bills does not have a watermark or security thread. These features were introduced in later series to enhance security. Therefore, the absence of these features on a 1985 bill is not an indication of it being counterfeit. Understanding which security features are applicable to which series is vital.
Tools and Techniques for Authentication
In addition to visually inspecting the bill and feeling its texture, you can use tools and techniques to further authenticate a 1985 twenty-dollar bill.
Magnifying Glass
A magnifying glass can help you examine the fine details of the bill, such as the portrait, the border, and the fine-line printing. Look for sharpness, clarity, and consistency in the details.
Ultraviolet (UV) Light
While the 1985 series doesn’t have a security thread that fluoresces under UV light (this was introduced in later series), examining the bill under UV light can still reveal inconsistencies. Counterfeit paper may react differently to UV light compared to genuine currency paper. However, this method is less reliable for older bills as the paper may have absorbed substances over time that cause it to fluoresce.
Comparing to a Known Genuine Bill
The most reliable method is to compare the suspect bill to a known genuine 1985 twenty-dollar bill. Compare the size, color, feel, and details of the two bills side-by-side. Any discrepancies should raise red flags.
Common Counterfeit Methods Used on Older Currency
Counterfeiters employ various techniques to create fake currency, and it’s helpful to be aware of some common methods:
Bleaching and Re-printing: This involves bleaching a lower denomination bill and reprinting it as a higher denomination. This technique can be difficult to detect, as the paper is genuine. However, the serial numbers and other details may not match the denomination.
Printing on Counterfeit Paper: This involves printing the entire bill on paper that is not genuine U.S. currency paper. This method is easier to detect, as the paper will lack the unique texture and embedded fibers.
Digital Printing: Modern counterfeiters often use high-quality digital printers to create fake bills. These bills may look convincing at first glance, but they often lack the fine details and security features of genuine currency.
What to Do If You Suspect a Bill Is Counterfeit
If you suspect that a bill is counterfeit, it’s important to take the following steps:
Do Not Accept the Bill: If you are in a transaction, refuse to accept the bill.
Contact Local Law Enforcement: Report the suspected counterfeit bill to your local police department or the United States Secret Service.
Preserve the Evidence: Handle the bill as little as possible to preserve any potential evidence. Place it in an envelope or plastic bag.
Provide Information: When reporting the suspected counterfeit bill, provide as much information as possible, including where you received the bill, who gave it to you, and any other relevant details.
Staying Informed About Currency Security
Staying informed about the latest security features and counterfeit methods is essential for protecting yourself from accepting fake currency.
The U.S. Currency Education Program: The U.S. Currency Education Program provides information and resources on how to identify genuine U.S. currency.
News and Alerts: Stay up-to-date on the latest news and alerts about counterfeit currency.
By understanding the security features of a 1985 twenty-dollar bill and utilizing the techniques outlined in this guide, you can significantly reduce your risk of accepting counterfeit currency. Remember, vigilance and knowledge are your best defenses against counterfeiters. Take the time to examine your currency carefully, and don’t hesitate to seek assistance from law enforcement if you suspect a bill is counterfeit.
How can I identify the Series date on a 1985 twenty dollar bill and why is it important?
The Series date on a 1985 twenty dollar bill is located on the front of the note, near the bottom right corner. It will be indicated by the word “Series” followed by a year, such as “Series 1985” or “Series 1985A.” This date signifies when the design of the bill was authorized. Identifying the Series date is the first step in authenticating a 1985 twenty dollar bill as it confirms it’s the correct type for the authentication process.
The Series date is crucial because it determines specific security features that should be present on the note. Different Series dates may have subtle variations in printing techniques, paper composition, or security thread placement. Knowing the Series date allows you to accurately compare the bill against known characteristics of genuine 1985 twenty dollar notes, making the authentication process more precise and reliable.
What are some key security features to look for in a 1985 twenty dollar bill?
Several security features can help authenticate a 1985 twenty dollar bill. Examine the paper quality; genuine currency paper is a blend of cotton and linen, giving it a distinct feel. It should also contain tiny red and blue fibers embedded throughout the paper. Look for the sharpness and clarity of the printing; genuine bills have finely detailed portraits and intricate designs, while counterfeits often appear blurry or less defined.
Additionally, pay close attention to the serial numbers, which are unique identifiers for each bill. They should be evenly spaced and consistently printed. The Federal Reserve seal and the Treasury seal should also be clear and well-defined, with no signs of smudging or irregularities. Although the 1985 series doesn’t have modern security features like watermarks or color-shifting ink, these characteristics are still vital checks.
How can I verify the paper and printing quality of a 1985 twenty dollar bill?
To verify the paper quality, gently feel the bill. Genuine U.S. currency paper is made of cotton and linen, giving it a unique texture that’s different from regular paper. It should feel slightly crisp and resilient. Also, carefully inspect the bill for the tiny red and blue fibers embedded throughout the paper. These fibers are randomly distributed and are an integral part of the paper’s composition.
Examine the printing quality under good lighting. The portrait of Andrew Jackson and the surrounding details should be sharp and clear, with no blurry lines or smudging. Use a magnifying glass to inspect the fine details of the engraving. Counterfeit bills often have poorly defined details and may show signs of ink bleeding or inconsistent printing pressure. These visual and tactile checks are important for determining the bill’s authenticity.
What should I do if I suspect a 1985 twenty dollar bill is counterfeit?
If you suspect a 1985 twenty dollar bill is counterfeit, the most important thing is to remain calm and avoid trying to pass it off as genuine. Doing so could lead to legal consequences. Carefully handle the bill, avoiding excessive touching, and take note of where and from whom you received it. It’s also helpful to remember any specific details about the transaction.
Report your suspicion to the local police department or the U.S. Secret Service. They are the primary agencies responsible for investigating counterfeiting cases. You can also contact the Secret Service field office in your area. Provide them with as much information as possible, including the bill’s serial number, the Series date, and any other details you noticed that made you suspect its authenticity. Cooperating with law enforcement will help them track down counterfeiters and prevent further circulation of fake bills.
Are there any specific variations in the 1985 series of twenty dollar bills I should be aware of?
While all 1985 series twenty dollar bills share a common design, there can be slight variations in printing and paper quality depending on the Federal Reserve district and the specific printing facility. These variations are generally subtle and don’t necessarily indicate a counterfeit bill. However, knowing about them can help you better assess a bill’s authenticity.
Pay attention to the Federal Reserve seal and the letter printed on the bill, as these indicate the Federal Reserve district it was issued from. Different Federal Reserve districts may have used slightly different printing techniques or paper batches, resulting in minor variations in color or texture. Examining these details alongside other security features will provide a more comprehensive assessment of the bill’s genuineness.
What tools or resources can help me authenticate a 1985 twenty dollar bill?
Several tools and resources can aid in authenticating a 1985 twenty dollar bill. A magnifying glass is essential for examining the fine details of the printing and paper. A good light source is also crucial for inspecting the bill under different angles and revealing any imperfections. You can find detailed information about U.S. currency security features on the U.S. Bureau of Engraving and Printing (BEP) website.
Additionally, consider comparing the suspected bill to a known genuine 1985 twenty dollar bill. This allows you to directly compare the paper quality, printing sharpness, and other key features. Online resources, such as numismatic forums and websites dedicated to currency collecting, can also provide valuable information and expert opinions. Be cautious when using online sources, and always cross-reference information from multiple reliable sources.
What is the approximate value of a 1985 twenty dollar bill, and does its condition affect this value?
The value of a 1985 twenty dollar bill typically hovers around its face value of $20. However, its value can increase significantly depending on its condition and any unique characteristics it may possess. Bills in circulated condition, meaning they show signs of wear and tear, will generally only be worth their face value. Factors such as folds, creases, dirt, and fading can decrease its value to collectors.
Uncirculated 1985 twenty dollar bills, those in pristine condition with no signs of wear, are worth more to collectors. The higher the grade, the more valuable the bill. Exceptional uncirculated examples can fetch a premium, potentially exceeding $50 or more, especially if they have unusual serial numbers or errors. Consulting with a reputable coin and currency dealer or using online price guides can help determine the accurate value based on condition and rarity.